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I am still an emotional spender

I thought I had overcome this bad habit, but I haven’t. The old behavior was simply lying dormant until a significant event triggered its onset. I won’t get into the details of my personal life, but I’ll say this much - whoever said “bad things happen in 3″ is a gotdayum lie! I’ve dealt with so many blows over the past week, I’ve lost count. And you all know I’m usually responsible, especially with my money, so reckless spending should be an indication of what I’m going through.

As of today, I’ve already exceeded the limit on every nonessential category in my monthly spend plan…and counting:

On top of that - despite the cost of gas, $45-$50 to fill up, I can’t sit still. I’m either going someplace to keep my mind occupied or prancing around the house and trying to be all Martha Stewart-ish. My house is spotless, my closets are organized, my kitchen floor is sparkling, and every piece of laundry is clean, folded, and put in its rightful place. I even gave the dog a bath! Although I just spent $52 to have her groomed less than 2 weeks ago.

*sigh*

Needless to say, I’m dealing with multiple things from almost every angle. And unfortunately, things may get worse before they get better. I know this and I accept it as a way of life. But on the dimly lit bright side, my skin is thick, my faith is strong, and I’ve always been a fighter. So when the dust settles, I’ll be more fabulous than ever. Believe it!

Until then, spending money on my house and myself makes me feel better. Even if only temporary. I won’t attempt to justify my irresponsible behavior because I don’t want to insult your intelligence. However, I would like to use my personal hardships as an opportunity to demonstrate how being debt free and making responsible financial decisions (when times are good) can help you weather the storm (when times are bad).

Similar to my thoughts about unexpected expenses, I will also survive the effects of stress and emotional spending. Maybe not completely unscathed, but I’ll take minor scrapes and bruises over a financial disaster any day. So make sure YOU are prepared for life’s curve balls: get rid of your debt, avoid new debt, establish an emergency fund, live beneath your means, and make wise financial decisions TODAY. And trust me when I tell ya - bad things don’t stop at 3.

Philadelphia voting

~*~*~*~*~*~ work to reach, not to acquire. and as always, be fantastic!

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